Resources

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At Sunrise Credit Repair, we believe that knowledge is power. Here is a curated list of valuable online credit resources to help you understand, manage, and improve your credit.

Credit Reporting Agencies

1. *Equifax* [www.equifax.com](https://www.equifax.com)

2. *Experian* [www.experian.com](https://www.experian.com)

3. *TransUnion* [www.transunion.com](https://www.transunion.com)

Credit Monitoring Services

1. *Credit Karma* [www.creditkarma.com](https://www.creditkarma.com)

2. *Credit Sesame* [www.creditsesame.com](https://www.creditsesame.com)

3. *MyFICO* [www.myfico.com](https://www.myfico.com)

Financial Education

1. *Consumer Financial Protection Bureau (CFPB)* [www.consumerfinance.gov](https://www.consumerfinance.gov)

2. *Federal Trade Commission (FTC)* [www.ftc.gov](https://www.ftc.gov)

3. *MyMoney.gov* [www.mymoney.gov](https://www.mymoney.gov)

Government Resources

1. *Annual Credit Report* [www.annualcreditreport.com](https://www.annualcreditreport.com)

2. *USA.gov: Credit and Debt* [www.usa.gov/credit-reports](https://www.usa.gov/credit-reports)

Credit Score Improvement Tips

1. *NerdWallet* [www.nerdwallet.com](https://www.nerdwallet.com)

2. *The Balance* [www.thebalance.com](https://www.thebalance.com)

3. *Investopedia* [www.investopedia.com](https://www.investopedia.com)

Credit Card Comparisons

1. *Bankrate* [www.bankrate.com](https://www.bankrate.com)

2. *CreditCards.com* [www.creditcards.com](https://www.creditcards.com)

3. *NerdWallet Credit Cards* [www.nerdwallet.com/best/credit-cards](https://www.nerdwallet.com/best/credit-cards)

Identity Theft and Fraud Prevention

1. *IdentityTheft.gov* [www.identitytheft.gov](https://www.identitytheft.gov)

2. *Federal Trade Commission (FTC) - Identity Theft* [www.ftc.gov/idtheft](https://www.ftc.gov/idtheft)

3. *Identity Guard* [www.identityguard.com](https://www.identityguard.com)

By exploring these resources, you can gain a deeper understanding of how credit works, learn strategies to improve your credit score, and stay informed about the latest in credit and financial management. At Sunrise Credit Repair, we're here to support you every step of the way on your journey to financial health.

My FICO Resources

Here are some of our favorite and top myFICO.com articles that provide valuable insights on credit score improvement, perfect for Sunrise Credit Repairs' clients!

How a Debt Consolidation Loan Impacts Your FICO® Scores - This article explores how consolidating credit card debt into a personal loan can affect your FICO® Scores. It covers various scoring categories including payment history, amount of debt, length of credit history, credit mix, and new credit - (https://www.myfico.com/credit-education/blog/debt-consolidation-fico-score).

How to Get a Perfect 850 Credit Score - This detailed guide discusses the factors influencing a perfect credit score, strategies to achieve it, and common pitfalls to avoid, such as the impact of different types of credit and loans -(https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-to-get-a-perfect-850-credit-score/td-p/6677799).

FICO Score Factor: Amounts Owed. Why Debt is More Than Just 'What You Owe - This article delves into the "Amounts Owed" category, explaining the significance of credit utilization and how managing your debt levels can improve your credit score -(https://www.myfico.com/credit-education/blog/credit-score-factor-amounts-owed).

Financial Resilience: What Is It and Do You Have It? - Focuses on building financial resilience, including tips on tracking spending, cutting costs, eliminating debt, and creating an emergency fund, all of which can indirectly contribute to maintaining a healthy credit score -](https://www.myfico.com/credit-education/blog/financial-resilience-what-is-it).

These articles all provide comprehensive strategies and tips to help individuals understand and improve their credit scores effectively. For more details, you can visit https://www.myfico.com).